How To File Your Bankruptcy

A Step-By-Step Guide


 

1) Call Attorney Lucas Ruffing for a FREE Bankruptcy Consultation

2) Collect Documents

3) Complete Pre-Bankruptcy Credit Counseling

  • Quick and easy: complete counseling online or on the phone

  • Only $20 with attorney #: 26881

  • For pre-bankruptcy credit counseling instructions visit this website (link).

4) Meet to File Your Case

  • Meet with attorney Lucas Ruffing to review/sign/file the bankruptcy paperwork

  • Lucas can travel to you in many cases

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Case Filed - Immediately protected by the bankruptcy - Congratulations!

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5) Court Hearing

  • Don’t worry, this only takes a few minutes

  • Lucas will be there with you

6) Complete Post-Bankruptcy Credit Counseling

  • Quick and easy: complete counseling online or on the phone

  • Only $20 with attorney #: 26881

  • For instructions on how to complete post-bankruptcy credit counseling visit this website (link).

7) Reset Debt to $0

  • With a few exceptions, like most taxes and student loans