Required Documents to File Bankruptcy

What I Need From You


REQUIRED DOCUMENTS TO FILE CHAPTER 13

 

1. Credit Counseling Certificate: Pre-bankruptcy

2. Proof of Income:
    
 a. 7 months of pay stubs: If you have been employed, I need every pay stub from every job for the 7 months before filing. This includes your spouse’s pay stubs, even if your spouse is not filing.

     b. Profit/Loss: If you are self-employed, I need monthly statements for the
         12 individual months before filing:
               i. Monthly Gross Income
               ii. Monthly Expenses
               iii. = Monthly Profit/Loss

     c. Other Income: This includes Social Security award letter, pension statement, and child support.

3. Car/Home Insurance: Proof of home insurance and full coverage for vehicles being purchased.

4. Credit Report: 

  • Creditors not on credit report including their name, mailing address and amount owed.
  • Everyone you to whom you owe money, including their name, mailing address and amount owed.

5. Tax Returns

  • Last two years' tax return 1040 Forms (NOT just your W2)

6. $310 Court Filing Fee: Cash or money order accepted.

REQUIRED DOCUMENTS TO FILE CHAPTER 7

 

1. Credit Counseling Certificate: Pre-bankruptcy

2. Proof of Income:
     a. 7 months of pay stubs: If you have been employed, I need every pay stub from every job for the 7 months before filing. This includes your spouse’s pay stubs, even if your spouse is not filing.

     b. Profit/Loss: If you are self-employed, I need monthly statements for the
         12 individual months before filing:
               i. Monthly Gross Income
               ii. Monthly Expenses
               iii. = Monthly Profit/Loss

     c. Other Income: This includes Social Security award letter, pension statement and child support.

3. Vehicles: Memorandum Titles for vehicles you're purchasing, and regular Titles for vehicles you own free-and-clear.

4. Credit Report: 

  • Creditors not on credit report including their name, mailing address and amount owed.
  • Everyone to whom you owe money, including their name, mailing address and amount owed.

5. Tax Returns

  • Last two years' tax return 1040 Forms (NOT just your W-2)

6. Court Filing Fee: In the 4 months after filing -- $335