Required Documents to File Bankruptcy

What I Need From You


REQUIRED DOCUMENTS TO FILE CHAPTER 7 & CHAPTER 13 BANKRUPTCY

 1. Credit Counseling Certificate: Pre-bankruptcy

2. Proof of Income:

     a. 7 months of pay stubs: If you have been employed, I need every pay stub from every job for the 7 months before filing including your spouse’s pay stubs, even if your spouse is not filing.

     b. Profit/Loss: If you are self-employed, I need monthly statements for the 12 individual months before filing:
               i. Monthly gross income
               ii. Monthly expenses
               iii. = Monthly profit/loss

     c. Other Income: Including social security award letter, pension statement, and child support.

3. Vehicles:

  • Regular titles for vehicles you own free-and-clear.

  • Memorandum titles + proof of full coverage insurance for vehicles you're purchasing.

4. Tax Returns

  • Last two years' tax return 1040 Forms (NOT just your W-2)

  • For instructions on how to get your 1040 Forms visit this website (link).

5. List of Creditors: 

  • All your bills and everyone to whom you owe money, including their name, mailing address and amount owed.

  • I will be able to pull your TransUnion credit report

6. Court Filing Fee:

  • Chapter 7: Due 120 days after filing -- $338 (no, not required on the date of filing)

  • Chapter 13: $313 -- Cash or money order is accepted (yes, due on the date of filing)